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Guarantee Insurance for Single-Purpose Prepaid Card

Secure your card business. Simplify compliance. Protect your customers.

If you're issuing Single-Purpose Prepaid Cards in China, regulatory compliance isn't optional—it's essential. Guarantee insurance offers a smart, flexible alternative to advance deposits, helping card issuers meet MOFCOM's strict requirements while keeping operations agile and secure.

Why Guarantee Insurance Matters?

Under the Single-Purpose Card Measures, issuers must safeguard customer funds—known as Advances—by either depositing a portion into a designated bank account or purchasing approved guarantee insurance. This protects consumers and ensures issuers maintain financial discipline.

Eligibility & Requirements

Group Issuer managing multiple entities
Brand Issuer operating under a trademark
Large Scale Issuer with high transaction volumes
Or Other Issuer in retail, hospitality, or residential services
Coverage Amount: At least 40% of your estimated Advances Balance for the coming year
Policy Term: Minimum 1 year
Approved Providers: ① Bank of China Insurance;； ② Ping'An Insurance； ③ ICBC (Bank Guarantee)； ④ China National Investment and Guaranty (Commercial Guarantee)

Let's Make Compliance Effortless

Guarantee insurance isn't just a requirement—it's a strategic advantage.
Our team helps card issuers navigate the process end-to-end, ensuring your coverage is compliant, cost-effective, and ready to support your growth.
Ready to protect your card business and unlock flexibility? Let's talk guarantee insurance today.

We are Here for You!

Still have questions? Fill out the form below and contact us today.
We assist with all your commercial insurance needs.